Pre-qualification and loan programs for Realtors and Prospective Buyers that you can rely on. By properly pre-qualifying a borrower, the loan process goes smoothly and closes on time. I have the experience to make that happen!
Looking to Refinance? We can refinance your existing mortgage to assist with new loan terms for home improvements, debt consolidation or other financial needs you may have.
- In-House Processing
- Competitive rates
- FHA – USDA – VA approved
- Professional Service
- Fast and Reliable!
FHA Mortgage Loan - Standard
The Federal Housing Administration (FHA) was established as a division of the U.S. Department of Housing (HUD) in 1934 to expand national home ownership opportunities.
Minimum down payment is 3.5% of the purchase price.
FHA Mortgage Loan– minor rehab loan 203K
This has all the same features as the FHA Standard loan, however it enables borrowers to finance the purchase or refinance of a home and the cost of it's rehabilitation through a single mortgage up to $35,000.
We are 203K Certified!
VA Mortgage Loan
The Veteran's Administration (VA) was established in 1930 when Congress authorized the President to "consolidate and coordinate Government activities affecting war veterans." The Serviceman's Readjustment Act of 1944 (known as the "G.I. Bill") authorized the VA to administer a variety of benefit programs, including a home loan guaranty program, to facilitate the adjustment of returning veterans to civilian life.
USDA mortgage loan
The Guaranteed Rural Housing Loan Program is offered through the Rural Housing Service (RHS), an agency of the U.S. Department of Agriculture. The program offers assistance to low- and moderate-income rural residents whose income is equal to or less than 115% of the area median income. It was designed to assist qualifying rural residents with better access to affordable housing finance options with little or no down payment or out-of-pocket costs.